:root{--color-primary:#102a83;--color-secondary:#4692b4;--color-accent:#ffde00;--color-white:#fff;--color-gray:#7a7a7a;--color-ink:#13213b;--color-light:#f3f7fb;--shadow:0 18px 50px rgba(16,42,131,.11);--radius:22px;--container:1180px;--header-h:78px}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:100px}body{margin:0;color:var(--color-ink);font:400 16px/1.7 Inter,sans-serif;background:#fff;overflow-x:hidden}body.menu-open{overflow:hidden}img{display:block;max-width:100%}a{color:inherit;text-decoration:none}button,input,select,textarea{font:inherit}button{cursor:pointer}.container{width:min(calc(100% - 40px),var(--container));margin-inline:auto}.section{padding:110px 0}.skip-link{position:fixed;left:12px;top:-80px;z-index:999;background:#fff;padding:12px 18px;border-radius:8px}.skip-link:focus{top:12px}.update-bar{height:30px;display:grid;place-items:center;background:var(--color-accent);color:var(--color-primary);font-size:12px;font-weight:700;letter-spacing:.02em;text-align:center}.header{position:sticky;top:0;z-index:100;height:var(--header-h);background:#fff;transition:.3s}.header.scrolled{background:rgba(255,255,255,.92);box-shadow:0 8px 30px rgba(11,33,84,.09);backdrop-filter:blur(14px)}.nav-wrap{height:100%;display:flex;align-items:center;gap:28px}.brand img{width:130px;height:55px;object-fit:contain}.nav{margin-left:auto;display:flex;align-items:center;gap:23px}.nav a{font-size:13px;font-weight:600;white-space:nowrap;position:relative}.nav a:after{content:"";position:absolute;left:0;right:100%;bottom:-9px;height:2px;background:var(--color-secondary);transition:.25s}.nav a:hover:after,.nav a.active:after{right:0}.btn{min-height:48px;padding:12px 20px;border:1px solid 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span{font-size:12px;color:var(--color-gray);line-height:1.4}.split{display:grid;grid-template-columns:1.05fr .95fr;gap:80px;align-items:center}.split-reverse{grid-template-columns:.9fr 1.1fr}.image-frame{position:relative}.image-frame:before{content:"";position:absolute;width:90%;height:90%;left:-16px;bottom:-16px;border-radius:var(--radius);background:var(--color-accent)}.image-frame img{position:relative;z-index:1;width:100%;height:580px;object-fit:cover;border-radius:var(--radius)}.image-tag{position:absolute;z-index:2;right:-18px;bottom:28px;background:#fff;color:var(--color-primary);padding:14px 18px;border-radius:12px;box-shadow:var(--shadow);font-weight:700;font-size:13px}.section h2{font-size:clamp(32px,4.2vw,55px);line-height:1.08;letter-spacing:-.04em;margin:0 0 24px;color:var(--color-primary)}.section p{color:#596578}.check-list{padding:0;margin:25px 0;list-style:none;display:grid;gap:10px}.check-list li{display:flex;align-items:center;gap:10px;font-weight:600}.check-list 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span{display:block;color:#c2cbe0;font-size:13px;margin:7px 0}.footer a:hover{color:var(--color-accent)}.footer-bottom{margin-top:50px;padding-top:22px;border-top:1px solid rgba(255,255,255,.15);display:flex;align-items:center;justify-content:space-between;gap:20px;flex-wrap:wrap}.footer-bottom div{display:flex;gap:18px}.footer-bottom small{width:100%;color:#7f91bb}.whatsapp-float{position:fixed;right:22px;bottom:22px;z-index:90;background:#20b75a;color:#fff;padding:13px 18px;border-radius:999px;display:flex;align-items:center;gap:8px;box-shadow:0 10px 28px rgba(0,0,0,.22);font-weight:800;font-size:13px}.whatsapp-float svg{width:23px}.back-top{position:fixed;right:24px;bottom:85px;width:43px;height:43px;border:0;border-radius:50%;background:var(--color-primary);color:#fff;display:grid;place-items:center;opacity:0;visibility:hidden;transform:translateY(8px);transition:.25s;z-index:89}.back-top.visible{opacity:1;visibility:visible;transform:none}.back-top svg{width:18px}.reveal{opacity:0;transform:translateY(24px);transition:opacity .65s ease,transform .65s ease}.reveal.visible{opacity:1;transform:none}:focus-visible{outline:3px solid var(--color-accent);outline-offset:3px}
@media(max-width:1050px){.nav{position:fixed;inset:108px 0 0;background:#fff;padding:30px;display:flex;flex-direction:column;align-items:flex-start;transform:translateX(100%);transition:.3s}.nav.open{transform:none}.nav a{font-size:20px;width:100%;padding:8px 0}.menu-toggle{display:block;margin-left:auto}.menu-toggle.open span:nth-child(1){transform:translateY(7px) rotate(45deg)}.menu-toggle.open span:nth-child(2){opacity:0}.menu-toggle.open span:nth-child(3){transform:translateY(-7px) rotate(-45deg)}.nav-cta{display:none}.needs-grid{grid-template-columns:repeat(2,1fr)}.services-grid{grid-template-columns:repeat(2,1fr)}.insurer-layout{grid-template-columns:1fr;gap:45px}.faq-layout{gap:45px}.contact-grid{gap:45px}.timeline{grid-template-columns:repeat(3,1fr)}.timeline:before{display:none}}
@media(max-width:760px){:root{--header-h:68px}.container{width:min(calc(100% - 30px),var(--container))}.section{padding:78px 0}.update-bar{height:34px;font-size:11px;padding:0 12px}.brand img{width:112px}.nav{inset:102px 0 0}.hero{min-height:720px;padding:70px 0 160px;align-items:flex-start}.hero-media{background-position:62% center}.hero-shade{background:linear-gradient(90deg,rgba(5,23,70,.96),rgba(5,26,78,.78)),linear-gradient(0deg,rgba(5,24,72,.7),transparent)}.hero h1{font-size:46px}.hero-copy{font-size:16px}.hero .actions .btn{width:100%}.hero-badges{bottom:18px;display:grid;grid-template-columns:1fr 1fr}.hero-badges span:last-child{grid-column:1/-1}.trust-grid{grid-template-columns:1fr 1fr}.trust-grid>div{padding:12px;border-right:0;border-bottom:1px solid #e6ebf3}.split,.split-reverse{grid-template-columns:1fr;gap:55px}.image-frame img{height:380px}.image-tag{right:10px}.needs-grid,.services-grid,.diff-grid{grid-template-columns:1fr}.service-card p{min-height:0}.logos{grid-template-columns:repeat(2,1fr);padding:18px}.stat-grid{grid-template-columns:1fr 1fr;transform:translateY(35px)}.stat-grid div{padding:10px;border-right:0}.differentiators{padding-top:120px}.timeline{grid-template-columns:1fr;padding-left:20px}.timeline li{padding-left:80px;min-height:140px}.timeline b{position:absolute;left:0;top:0}.timeline:after{content:"";position:absolute;left:49px;top:30px;bottom:50px;width:2px;background:#d8e1ee;z-index:-1}.timeline h3{margin-top:0}.faq-layout,.contact-grid{grid-template-columns:1fr}.final-cta .container{grid-template-columns:1fr;gap:20px}.form-row{grid-template-columns:1fr}.footer-grid{grid-template-columns:1fr 1fr;gap:35px}.whatsapp-float{width:54px;height:54px;padding:0;justify-content:center}.whatsapp-float span{display:none}.back-top{right:28px;bottom:86px}}
@media(max-width:460px){.hero h1{font-size:39px}.trust-grid>div{display:block}.trust-grid svg{margin-bottom:6px}.section h2{font-size:34px}.footer-grid{grid-template-columns:1fr}.stat-grid{padding:18px}.stat-grid b{font-size:22px}.logos img{height:65px}.contact-form{padding:24px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*:before,*:after{animation:none!important;transition:none!important}.reveal{opacity:1;transform:none}}

/* Refinamentos solicitados */
.brand img{width:180px;height:66px}.hero{padding:90px 0}.intro h2{font-size:clamp(31px,3.35vw,46px)}
.trust-strip{overflow:hidden}.trust-track{width:max-content;animation:trust-scroll 28s linear infinite}.trust-strip:hover .trust-track{animation-play-state:paused}.trust-grid{width:max-content;grid-template-columns:repeat(8,300px)}.trust-grid>div:nth-child(4),.trust-grid>div:last-child{border-right:0}
@keyframes trust-scroll{to{transform:translateX(-1200px)}}
.faq-layout{display:block}.faq-heading{max-width:820px;margin:0 auto 42px;text-align:center}.faq-heading p:last-child{max-width:700px;margin-inline:auto}.faq-heading .text-link{margin-left:5px}.accordion{max-width:920px;margin:auto;padding:12px 34px;background:#fff;border:1px solid #e1e8f2;border-radius:26px;box-shadow:0 18px 45px rgba(16,42,131,.08)}.faq-item:last-child{border-bottom:0}.faq-item button{padding:20px 5px}.faq-answer{padding-left:5px}
.contact-grid{grid-template-columns:.85fr 1.15fr;align-items:center}.phone-scene{min-height:570px;position:relative;display:grid;place-items:center;overflow:hidden}.phone{position:relative;z-index:2;width:310px;height:560px;border:11px solid #152033;border-radius:48px;background:#edf3f6;overflow:hidden;box-shadow:0 35px 65px rgba(16,42,131,.24);transform:rotate(2deg);animation:phone-float 4s ease-in-out infinite}.phone-notch{position:absolute;top:0;left:50%;translate:-50%;width:120px;height:22px;border-radius:0 0 16px 16px;background:#152033;z-index:3}.phone-header{height:92px;padding:30px 18px 12px;background:#075e54;color:#fff;display:flex;align-items:center;gap:10px}.phone-header>span{width:38px;height:38px;display:grid;place-items:center;border-radius:50%;background:var(--color-accent);color:var(--color-primary);font-weight:900}.phone-header strong,.phone-header small{display:block}.phone-header small{font-size:10px;color:#c7e9d8}.phone-chat{min-height:468px;padding:20px 14px;background-color:#e7ded5;background-image:radial-gradient(rgba(7,94,84,.05) 1px,transparent 1px);background-size:12px 12px}.phone-chat p{width:82%;margin:0 0 16px;padding:10px 12px;border-radius:10px;font-size:12px;line-height:1.45;color:#22303a;box-shadow:0 2px 5px rgba(0,0,0,.08);opacity:0;animation:chat-in .5s ease forwards}.phone-chat .incoming{background:#fff}.phone-chat .outgoing{margin-left:auto;background:#d9fdd3}.phone-chat p:nth-child(1){animation-delay:.4s}.phone-chat p:nth-child(2){animation-delay:1.1s}.phone-chat p:nth-child(3){animation-delay:1.8s}.phone-chat p:nth-child(4){animation-delay:2.5s}.typing span{letter-spacing:2px;color:#168b6c}.phone-ring{position:absolute;width:390px;height:390px;border:1px solid rgba(70,146,180,.25);border-radius:50%;animation:ring 3s ease-out infinite}.ring-two{animation-delay:1.5s}.phone-pulse svg{animation:phone-shake 2.4s ease-in-out infinite}.form-wrap{margin-top:75px}.contact-form{max-width:1000px;margin:auto}.map-block{position:relative;display:block;min-height:390px;overflow:hidden;background:#dce6ef;text-align:left}.map-block iframe{display:block;width:100%;height:390px;border:0}.map-caption{position:absolute;left:25px;bottom:25px;display:grid;gap:2px;padding:16px 20px!important;border-radius:14px;background:rgba(16,42,131,.94);box-shadow:0 8px 28px rgba(0,0,0,.18)}.map-caption strong{font:800 16px Manrope}.map-caption span{font-size:12px;color:#d7e0f2}.map-caption a{display:flex;align-items:center;gap:6px;margin-top:5px;color:var(--color-accent);font-size:12px;font-weight:800}.map-caption svg{width:14px;height:14px}.footer-logo{width:220px;margin-bottom:12px}.footer-slogan{font:600 19px Manrope!important;color:#fff!important;margin:0 0 9px!important}.footer-slogan strong{color:var(--color-accent)}.footer-contact p,.footer-contact>a,.footer-contact-row{display:flex!important;align-items:flex-start;gap:10px}.footer-contact svg{flex:0 0 auto;width:17px;height:17px;margin-top:4px;color:#8fc9df}.footer-contact p>span,.footer-contact a>span,.footer-contact-row>span{margin:0!important}.footer-contact-row>svg{display:block}
@keyframes phone-float{50%{transform:rotate(-1deg) translateY(-10px)}}@keyframes chat-in{from{opacity:0;transform:translateY(12px)}to{opacity:1;transform:none}}@keyframes ring{0%{transform:scale(.55);opacity:.8}100%{transform:scale(1.5);opacity:0}}@keyframes phone-shake{0%,88%,100%{transform:rotate(0)}90%,94%{transform:rotate(-15deg)}92%,96%{transform:rotate(15deg)}}
@media(max-width:1050px){.brand img{width:150px}.contact-grid{grid-template-columns:1fr 1fr}.phone{width:285px;height:520px}.phone-scene{min-height:530px}}
@media(max-width:760px){.brand img{width:142px;height:58px}.hero{padding:70px 0}.trust-grid{grid-template-columns:repeat(8,260px)}@keyframes trust-scroll{to{transform:translateX(-1040px)}}.accordion{padding:8px 20px;border-radius:20px}.faq-heading{text-align:left}.contact-grid{grid-template-columns:1fr}.phone-scene{min-height:520px;margin-top:20px}.form-wrap{margin-top:45px}.map-block,.map-block iframe{height:360px;min-height:360px}.map-caption{left:15px;right:15px;bottom:15px}.footer-logo{width:190px}}
@media(prefers-reduced-motion:reduce){.trust-track,.phone,.phone-chat p,.phone-ring,.phone-pulse svg{animation:none!important}.phone-chat p{opacity:1}}

/* Conteúdo institucional e ambiental */
.brand img{width:220px;height:70px}.hero-content>*{max-width:830px}.hero h1{font-size:clamp(44px,5.15vw,72px);max-width:830px}.insurer-layout{grid-template-columns:.9fr 1.1fr;gap:70px}.insurers h2{font-size:clamp(38px,3.55vw,50px)}.purpose-grid{margin-top:34px;display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.purpose-grid article{position:relative;overflow:hidden;padding:34px;border-radius:20px;background:var(--color-primary);color:#fff}.purpose-grid article>span{position:absolute;right:20px;top:10px;font:800 64px Manrope;color:rgba(255,255,255,.07)}.purpose-grid svg{width:34px;height:34px;color:var(--color-accent)}.purpose-grid h3{margin:18px 0 8px;font-size:23px}.purpose-grid p{margin:0;color:#cbd5eb;font-size:14px}.environment{background:#eef6f1}.environment-hero{display:grid;grid-template-columns:.92fr 1.08fr;gap:75px;align-items:center}.environment h2{color:#174e3a}.eyebrow.eco{color:#318563}.eco-badge{width:max-content;display:flex;align-items:center;gap:12px;margin-bottom:25px;padding:11px 16px;border:1px solid #b9dcca;border-radius:999px;background:#fff;color:#174e3a}.eco-badge>svg{width:28px;height:28px;color:#2e9b6d}.eco-badge strong,.eco-badge span{display:block;line-height:1.25}.eco-badge strong{font-size:13px}.eco-badge span{font-size:11px;color:#4d806c}.eco-link{color:#176845}.environment-image{position:relative}.environment-image>img{width:100%;height:530px;object-fit:cover;border-radius:24px;box-shadow:0 20px 55px rgba(21,79,57,.15)}.air-card{position:absolute;left:-30px;right:35px;bottom:25px;display:flex;align-items:center;gap:14px;padding:18px;background:rgba(255,255,255,.95);border-radius:16px;box-shadow:0 15px 35px rgba(14,57,43,.18);backdrop-filter:blur(10px)}.air-card svg{flex:0 0 auto;width:32px;height:32px;color:#318563}.air-card strong,.air-card span{display:block}.air-card strong{color:#174e3a}.air-card span{font-size:12px;color:#587164}.eco-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:16px;margin-top:58px}.eco-grid article{padding:26px;background:#fff;border:1px solid #d6e8de;border-radius:18px}.eco-grid svg{width:30px;height:30px;color:#318563}.eco-grid h3{margin:15px 0 7px;color:#174e3a;font-size:17px}.eco-grid p{margin:0;font-size:13px;line-height:1.6}.process .section-head{max-width:none}.process .section-head h2{white-space:nowrap}
@media(max-width:1050px){.brand img{width:176px}.purpose-grid{grid-template-columns:1fr}.environment-hero{grid-template-columns:1fr}.eco-grid{grid-template-columns:1fr 1fr}.air-card{left:25px}}
@media(max-width:760px){.brand img{width:158px}.hero h1{font-size:42px}.insurer-layout{grid-template-columns:1fr}.environment-image>img{height:390px}.eco-grid{grid-template-columns:1fr}.process .section-head h2{white-space:normal}.air-card{left:15px;right:15px}.purpose-grid article{padding:28px}}

/* Padronização visual dos logos das seguradoras */
.logos{align-items:stretch}.logo-cell{height:92px;display:grid;place-items:center;overflow:hidden;border:1px solid #e1e7f0;border-radius:13px;background:#fff}.logos .logo-cell img{width:126px;height:58px;max-width:none;padding:0;border:0;border-radius:0;object-fit:contain;transform-origin:center}.logos .logo-cell:nth-child(3) img{transform:scale(1.45)}.logos .logo-cell:nth-child(5) img{transform:scale(1.25)}.logos .logo-cell:nth-child(6) img{transform:scale(1.42)}.logos .logo-cell:nth-child(7) img{transform:scale(1.72)}.logos .logo-cell:nth-child(8) img{transform:scale(1.42)}.logos .logo-cell:nth-child(9) img{transform:scale(1.15)}
@media(max-width:760px){.logo-cell{height:82px}.logos .logo-cell img{width:112px;height:52px}}

/* Certificação IQA */
.iqa-feature{position:relative;overflow:hidden;background:var(--color-primary);color:#fff}.iqa-feature:after{content:"IQA";position:absolute;right:-35px;bottom:-105px;font:800 250px Manrope;color:rgba(255,255,255,.035)}.iqa-layout{position:relative;z-index:1;display:grid;grid-template-columns:.72fr 1.28fr;gap:80px;align-items:center}.iqa-logo-panel{min-height:390px;display:flex;flex-direction:column;align-items:center;justify-content:center;gap:24px;padding:45px;background:#fff;border-radius:26px;box-shadow:0 24px 60px rgba(0,0,0,.18)}.iqa-logo-panel img{width:min(100%,360px)}.iqa-logo-panel span{color:#6b7483;font-size:12px;text-align:center;text-transform:uppercase;letter-spacing:.13em;font-weight:700}.iqa-feature h2{color:#fff}.iqa-feature p{color:#cbd5eb;font-size:17px}.iqa-highlight{display:flex;gap:14px;align-items:center;margin:27px 0;padding:16px 18px;border-left:4px solid var(--color-accent);background:rgba(255,255,255,.08);border-radius:0 12px 12px 0}.iqa-highlight strong,.iqa-highlight span{display:block}.iqa-highlight strong{flex:0 0 auto;color:var(--color-accent)}.iqa-highlight span{font-size:14px;color:#e2e8f7}.purpose-grid{margin:0 0 34px}.diff-grid{margin-top:0}
@media(max-width:900px){.iqa-layout{grid-template-columns:1fr;gap:45px}.iqa-logo-panel{min-height:290px}}
@media(max-width:760px){.iqa-highlight{display:block}.iqa-highlight strong{margin-bottom:5px}.iqa-logo-panel{padding:32px;min-height:250px}}

/* Conteúdos e refinamentos de contato */
.nav{gap:17px}.nav a{font-size:12.5px}.phone-scene{min-height:620px;overflow:visible;padding-block:25px}.phone-avatar{overflow:hidden;background:#fff!important}.phone-avatar img{width:34px;height:34px;object-fit:contain}.content-hub{background:#fff}.content-heading{display:grid;grid-template-columns:1.2fr .8fr;gap:80px;align-items:end;margin-bottom:44px}.content-heading h2{margin-bottom:0}.content-heading>p{margin:0 0 7px}.content-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.content-card{overflow:hidden;border:1px solid #e2e8f1;border-radius:22px;background:#fff;box-shadow:0 12px 35px rgba(16,42,131,.08);transition:.3s}.content-card:hover{transform:translateY(-6px);box-shadow:var(--shadow)}.content-card>img{width:100%;height:220px;object-fit:cover}.content-card>div{padding:25px}.content-card span{color:var(--color-secondary);font-size:11px;font-weight:800;text-transform:uppercase;letter-spacing:.1em}.content-card h3{margin:8px 0;font-size:21px;line-height:1.3;color:var(--color-primary)}.content-card p{font-size:14px}.content-card a{display:inline-flex;align-items:center;gap:7px;color:#7c8798;font-size:13px;font-weight:700;cursor:default}.content-card a svg{width:16px}.footer-contact>a{display:flex!important}.future-link[aria-disabled=true]{cursor:default}
@media(max-width:1050px){.nav{gap:23px}.nav a{font-size:20px}.content-heading{grid-template-columns:1fr;gap:12px}.content-grid{grid-template-columns:1fr 1fr}.phone-scene{min-height:580px}}
@media(max-width:760px){.content-grid{grid-template-columns:1fr}.phone-scene{min-height:570px;padding-top:35px}.phone{margin-top:8px}}

/* Carrossel da estrutura */
.structure-gallery{overflow:hidden;background:#f3f7fb}.structure-heading{display:grid;grid-template-columns:1.15fr .85fr;gap:70px;align-items:end;margin-bottom:42px}.structure-heading h2{margin-bottom:0}.structure-heading>p{margin:0 0 7px}.structure-carousel{position:relative}.structure-viewport{overflow-x:auto;scroll-snap-type:x mandatory;scrollbar-width:none;border-radius:24px}.structure-viewport::-webkit-scrollbar{display:none}.structure-track{display:flex;gap:20px}.structure-slide{flex:0 0 calc((100% - 40px)/3);scroll-snap-align:start;position:relative;aspect-ratio:1;margin:0;overflow:hidden;border-radius:22px;background:#dce5ef;box-shadow:0 16px 38px rgba(16,42,131,.12)}.structure-slide img{width:100%;height:100%;object-fit:cover;image-rendering:auto;transition:transform .5s ease}.structure-slide:hover img{transform:scale(1.035)}.structure-slide figcaption{position:absolute;left:14px;right:14px;bottom:14px;padding:12px 15px;border-radius:12px;background:rgba(7,29,99,.9);color:#fff;font-size:13px;font-weight:800;backdrop-filter:blur(8px)}.structure-arrow{position:absolute;z-index:3;top:50%;translate:0 -50%;width:48px;height:48px;display:grid;place-items:center;border:0;border-radius:50%;background:#fff;color:var(--color-primary);box-shadow:0 10px 28px rgba(7,29,99,.22)}.structure-arrow:hover{background:var(--color-accent)}.structure-arrow:disabled{opacity:.35;cursor:default}.structure-arrow svg{width:22px}.structure-prev{left:-24px}.structure-next{right:-24px}.structure-dots{display:flex;justify-content:center;gap:9px;margin-top:26px}.structure-dot{width:9px;height:9px;padding:0;border:0;border-radius:50%;background:#bdc9d8;transition:.25s}.structure-dot.active{width:28px;border-radius:99px;background:var(--color-primary)}
@media(max-width:900px){.structure-heading{grid-template-columns:1fr;gap:12px}.structure-slide{flex-basis:calc((100% - 20px)/2)}}
@media(max-width:620px){.structure-slide{flex-basis:86%}.structure-prev{left:8px}.structure-next{right:8px}.structure-arrow{width:42px;height:42px}.structure-slide figcaption{font-size:12px}.structure-heading{margin-bottom:30px}}
@media(prefers-reduced-motion:reduce){.structure-slide img{transition:none}}